January 23, 2006

Where do I start?

My ex lives in CT and decided he was going to buy our daughter a car. He went to a dealership and found a vehicle that he was going to finance through the dealer.

He needed a lot more money down than he thought, so over the course of a few weeks he kept giving them money. Finally the day they were to go and pick-up the car he was still short about $1,200, so I gave them the extra $1,200.

Total down on the $10,000 vehicle was approximately $3,500. I guess because he has less than good credit. Then it turns out that my ex owed some money in back taxes (in CT you pay property tax on your vehicle every year; apparently he didn't, so he couldn't register this car until he paid that off).

Well, he just didn't have the money to do that. We tried every which way to register the car but to no avail. I live in NJ and we even tried to use my address as his and register it here, but that just wasn't going to work either. The finance company said the car HAD to be registered in CT because they weren't licensed to finance in other states.

Then they said they could try another finance company, but then he would have to put even MORE money down! Then they asked him for some papers proving his income, and he didn't make enough to get the financing!

Mind you, this all happened after the car dealer had the $3,500 down money in his possession.

Then he decided he should just get the money back and find a cheaper car in NJ, and then it could just be in my daughter's name and all the problems would be solved.

Well, the car dealer said no problem, to come back tomorrow and he will have a check waiting. When my ex went back the next day the dealer said SORRY, but in the contract it says NO REFUNDS! He was just going to keep the $3,500!

This is making me crazy! Can they do that? The dealer said he didn't even care if we report him or take him to court. He said he will just shut down, take the winter off and reopen under a new name!

Please give me some help. I am so upset.

Thanks,

Renee