Canada Car Dealer Invoice Prices, New Car Price Quotes, Leasing, Car Financing & Extended Auto Warranties Tips!

When Buying Your New Car Consider the Following:

• Think about what car model and options you want and how much you're willing to spend. You'll be less likely to feel pressured into making a hasty or expensive decision at the showroom and more likely to get a better deal. Do some research below:

• Shop car websites such as CarCostCanada.com that discuss new car features and prices. These may provide information on the car dealer's costs for specific models and options.

• Get Canadian Car Dealer Invoice Prices!

• Easy Canadian Car Loans Regardless of Your Credit.
  Get Canadian Financing for a new or used car even if you have had bad credit. Simple, non-threatening services for first time buyers, people with slow pay, repossession, bankruptcy, or no credit. It's Fast - It's Easy - It's Free - It Works!

• Canadians! Get into or out of a car lease with Lease Busters and save thousands.

• Get Free Multiple Canadian Car Insurance Price Quotes!

• Buy or Sell a Car online at eBay.ca

• Get a Canadian Car Loan Fast Regardless of Your Credit

• Shop around to get the best possible car price by comparing models and prices in ads and at car dealer showrooms. You also may want to contact car-buying services and car broker-buying services to make comparisons.

• Plan to negotiate on price. Car dealers may be willing to bargain on their profit margin, often between 10 and 20 percent. Usually, this is the difference between the manufacturer's suggested retail price (MSRP) and the car dealer invoice price.

• Consider ordering your new car if you don't see what you want on the dealer's lot. This may involve a delay, but cars on the lot may have options you don't want - and that can raise the price. However, car dealers often want to sell their current inventory quickly, so you may be able to negotiate a good deal if an in-stock car meets your needs.

Financing Your New or Used Car

If you decide to finance your car, be aware that the financing obtained by the car dealer, even if the dealer contacts lenders on your behalf, may not be the best deal you can get.

Contact car lenders directly. The best source for Canadian car loans is AutoCredit.ca. Compare the car financing they offer you with the financing the dealer offers you. I think you'll find that it beats car dealer financing hands down!

Because offers vary, shop around for the best deal, comparing the annual percentage rate (APR) and the length of the loan. When negotiating to finance a car, be wary of focusing only on the monthly payment. The total amount you will pay depends on the price of the car you negotiate, the APR, and the length of the loan.

Sometimes, car dealers offer very low financing rates for specific cars or models, but may not be willing to negotiate on the price of these cars. To qualify for the special rates, you may be required to make a large down payment. With these conditions, you may find that it's sometimes more affordable to pay higher financing charges on a car that is lower in price or to buy a car that requires a smaller down payment.

Before you sign to purchase or finance a car, consider the terms of the financing and evaluate whether it is affordable. Before you drive off the car lot, be sure to have a copy of the car buying contract that both you and the dealer have signed and be sure that all blanks are filled in.

Some car dealers and car lenders may ask you to buy credit insurance to pay off your loan if you should die or become disabled. Before you buy credit insurance, consider the cost, and whether it's worthwhile. Check your existing policies to avoid duplicating benefits.

Remember . . . the best source for Canadian car loans is AutoCredit.ca.

Trading in Your Old Car

Discuss the possibility of a trade-in only after you've negotiated the best possible price for your new car, and after you've researched the value of your old car. You can research the value of your trade at Yahoo! Autos . This information may help you get a better price from the dealer. Though it may take longer to sell your car yourself, you generally will get more money than if you trade it in.

If You're Considering an Extended Auto Warranty

Before deciding to purchase an extended auto warranty, read it carefully and consider these questions:

• How many years of experience do you have selling and administering car warranties?
• Do you Offer No-Interest Financing?
• Can I Choose The Repair Facility Where I Have My Vehicle Repaired?
• Do You Pay The Repair Facility Directly or Do I Have To Lay the Money Out Then Get Reimbursed?
• Can You Verify and Prove That Your Company is Financially Stable?
• Do Your Warranties Include Wear and Tear Coverage?
• Is Over-heating of the Engine Covered?
• Do You Offer One Deductible Per Visit or One For Each Item Repaired?
• Do You Offer a Zero Deductible Option?
• Do you Offer Roadside Assistance Coverage?
• Do you Offer Car Rental Coverage?
• Do You Offer Travel Interruption Coverage?
• Is The Extended Warranty Transferable and Renewable?
• Are Your Extended Warranties Insured By Top Rated Insurance Companies?