Car Dealer Wants to Charge Mileage to Customer Who They Can't Get Financed!

Hi!

I need some help! I bought a car a little over three weeks ago, and the dealer financing has still not been finalized. The finance company keeps going back and forth with questions and requests. I finally called the dealership to ask if I could just cancel the whole thing and bring the car back.

They said they would check on that. Well, they called me back today and said that I could bring the car back, but I would have to pay for the miles I put on the car! Well that is 740 miles at .40 a mile! I cannot afford that!

Do I have to pay? And what happens if I don't?

Thanks for your help, I am really worried about it!

Chrissy G.

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Hi Chrissy,

I really don't know if they can do that to you or not. If I had to guess I would say no, but I just don't know for sure. This is a question for an attorney, or perhaps someone in your state's attorney General's office can advise you on this.

All my very best to you and may God bless you always . . .

Tony Iorio
http://www.insidercarsecrets.com/
http://www.car-loan-quotes.com/
http://www.used-car-warranty.com/
http://www.greatcreditcarddeals.com/

Mechanic Uses Customer's Car for Personal Business, and Now He's Caught!

Hello Tony . . .

While having my vehicle repaired for some warranty work . . . mostly interior trim pieces, the technician working on my vehicle decided he was going to take it to his chiropractors appointment. Now I know sometimes they may need to take the vehicle on a test drive and stop and get lunch or something simple which still is not acceptable, but I know it happens. However he had no reason, other than the lame excuse he came up with after I had found out about the incident and was on the virge of being fired, to take my truck.

I have no idea what he could of done with my truck in the 20 minutes he was gone with it, or what he may have done in my vehicle. I plan on talking to the Service Manager and the owner of the dealership tomorrow morning and I guess my question is this - is this a common practice, what should I expect from the dealership, do they realize I could of called the police and reported my truck stolen? Should I contact my local news investigative departments? Do I have the right to ask them to extend my bumper to bumper warranty or even go to the extreme of letting them know they need to replace my truck or I go public with this? I know the last part is extreme, and I'm not one to ask for something for nothing, but is it really nothing?

Thank you for your time . . .

Josh

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Hi Josh,

About the only thing you can do is talk to the Service Manager and the Owner like you plan on doing. Express your dissatisfaction with the incident and see what they have to say. You're certainly not going to get them to replace the truck! What they are willing to do is hard to say.

I know it's frustrating, but probably the best thing you can do is to threaten to never do business with the dealership again and to tell everyone you know about what happened. Most car dealers are very afraid of negative word-of-mouth advertising!

Make sure anytime you leave your vehicle in any repair shop you have the Service Manager record the mileage, initial it and give you a copy of it before you leave. This way you can always track how far they drive your vehicle, and it puts them on notice that you're watching them.

All my best . . .

Tony Iorio
http://www.insidercarsecrets.com/
http://www.car-loan-quotes.com/
http://www.used-car-warranty.com/
http://www.greatcreditcarddeals.com/

The Perils of Car Financing!

Hi Tony,

My girlfriend referred me to your website. I wish I knew about it before I bought this car! I just bought a new car Saturday without thinking clearly. I was in the dealership for hours. My old car was about to give out and was a gas guzzler.

I made a stupid and naive mistake purchasing this car. It's my first new car in my name. I have no credit cards (therefore no real credit history), and 3 negative marks on my credit report. My original loan amount is $15,317.70. I am paying an enormous interest rate of 17.5% which almost doubles the amount of the loan, with $9,703.74 in interest if if keep the payments of $347.52 per month for 72 months!

I know I can lessen the interest paid, if I make larger payments and pay it off faster, but I am not able to do that at this time. I tried to take the car back today, but I signed the contract and there was no going back.

So I am stuck with this until I can find a better solution, and I hope you can help me. The finance guy at the dealership said I have 45 days to refinance this car... is this true? If I refinance, can I reduce the interest rate with using a co-signer?

Thank you,

Brian H.

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Hi Brian,

First of all the Finance Manager is giving you a line of bull. You can refinance your vehicle anytime you want. You just have to find a lending institution that will do it for you at better terms than what you presently have.

Check with your local bank and credit union for starters. Also visit the following page on my website for more tips and financing resources: http://www.insidercarsecrets.com/financing.html

Whatever you do don't ask the Finance Manager at the dealership for any advice. He clearly does not have your best interests at heart.

Good luck . . .

Tony Iorio

http://www.InsiderCarSecrets.com
http://www.Car-Loan-Quotes.com
http://www.Used-Car-Warranty.com
http://www.GreatCreditCardDeals.com