Can You Avoid a Credit Check?

Good day!

I recently purchased a vehicle and I do not plan on making any major purchases for a while, however, I was trying to established some cable TV and am being asked to provide my social security number so companies are able to run a credit report.

When did they start doing that? How will their inquires affect my credit? What are they looking for. Can applying for cable TV or the DISH be done without given such information?

Tamara J.

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Hi Tamara,

Some companies such as TV Dish companies and cell phone companies routinely run a credit report when you apply for service. It's how they determine if you are credit-worthy enough to live up to your monthly payment obligations.

An excessive number of credit inquiries will lower your credit score slightly, so be wise when applying for credit and other services. I really don't know if you can apply for cable or Dish without giving your social security #. I guess it depends on the company. Voice your concerns to them, and maybe they will forgo the credit check.

Tony Iorio
http://www.insidercarsecrets.com/
http://www.car-loan-quotes.com/
http://www.used-car-warranty.com/
http://www.greatcreditcarddeals.com/